Work Visa Home Loans

At OptOn we can assist you to get a home loan on a working visa.

If you have a fulltime working visa of Australia and you are earning more then $54,000 per Annum we may be able to assist you.

For personal loans and car loans send us an email or fill the contact us page and we will contact you to explain the simple process.

For home loans please be mindful of below points

  • Main visa holder needs to have income over $54,000 and spouse can have any income to be counted
  • Selected lenders may be able to give up to 90% but most of the major lenders will not go above 80% finance
  • Govt fees and charges may be higher on this visa so please check them out
  • Loan terms may be available for up to 30 years
  • You can buy an investment or owner-occupied houses
  • Interest rates are the same as they would be for a regular resident with most of the banks
  • The loan process is reasonably simple and most of the work is done online from the comfort of your home

At OptOn we specialize in working visa loans so feel free to contact us so one of our specialized brokers can you call you with more information.

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